dectripsion

Cruise Insurance Cost & Travel

The experience of going on a cruise is that of a holiday that will last a lifetime. Whether cruising internationally or within Australia. There are stunning locations to see everywhere you go, and cruise holiday insurance to cover the length of the trip that you choose.

With the opportunity to see the world now more available than ever before. There is no reason not to take a unique holiday aboard a cruise ship. Also the ability to travel within Australia and across the world, you can make memories that will last a lifetime.

The cost of cruise insurance premiums can vary

Our team has estimated that the travel insurance premium cost for a one-week cruise to the South Pacific for an Australian resident, including the relevant cruise insurance extension coverage, could see premium costs ranging from around $79 to $100 AUD for a healthy 50-year-old without pre-existing medical conditions.

In contrast, the same 50-year-old person planning a 31 day voyage around the south pacific might see basic insurance premium costs ranging from $169 – 250 AUD.

These estimated costs vary based on the level of coverage and liability requirements needed and chosen destinations.

  • It is always important to check, if there is any destinations that are any travel alerts in place for any of the countries within your cruise travel itinerary and if they are highlighted as ‘do not travel’ or ‘reconsider your need to travel’
  • You can double check with your cruise insurance agency to confirm that your cruise insurance policy will cover your intended travel area for your paid premium cost.
  • It is prudent to always check with Smart Traveller (Australian Government website) before departing on your cruise voyage.

Best Cruise Travel Options

Cruise trips are for every type of person. You could be single, have a young family, be a retiree and experience the wonder of the world from a cruise ship. With trips spanning over a couple of nights to cruises that last for weeks, you can always find the perfect cruise to meet your holiday hopes and expectations.

Cruising enables you to see stunning islands, older century landmarks, history across the globe, stunning and unique wildlife and caters to the destination hopes and dreams of everyone on board.

Cruise Travel – Cover essentials

Cruising is the best way to experience the world and make memories in a way that you wouldn’t be able to any other way. For the holiday of your dreams, start looking into where you want to go today. With cruises running all year round, the opportunities and possibilities are endless. You won’t regret going on a (or multiple) trip of a lifetime at a time and for a length of time that suits you and your needs.

If travelling by ship is your next choice of mode of transport, then it is essential that you acquire cruise travel insurance to make sure that your trip goes smoothly.

From medical expenses cover onboard and if needed to seek hospital assistance offboard the ship, then you don’t want to go without cruise travel insurance. You may also receive potential cash reimbursements if a disaster strikes or circumstances beyond your control result in you being quarantined. Missing shore excursions, or failing to board the ship due to port changes.

Compare Cruise Insurance Quotes

Explored in this article are travel insurance policy options from both Cover More insurance and Go Insurance. To make the most of your trip of a lifetime, make sure that you are caring for your onboard needs before they occur. If you’re ready to travel, see incredible sights and locations, all whilst having an incredible onboard experience and having your own cabin, then you want to follow through with cruise insurance and maximise your trip.

We all want peace of mind if we’re travelling. So you can experience peace both from breathtaking scenery, exquisite locations, and peace of mind for your wallet and your health, medical and travel needs.

Cover More Cruise Insurance

With Cover More travel insurance you can find insurance to meet your needs on any single trip as an Australian resident travelling within Australia or overseas. Cruise cover option in your travel insurance is essential if you decide to go on a cruise. It can help you in providing for coverage of medical costs on board the cruise ship, to assistance if you require being evacuated from the ship for medical reasons. Cruise cover with Cover More insurance may also reimburse you for lost baggage expenses.

The benefits of travelling with Cover More travel insurance generally means being covered for the cost of cruise cancellations, onboard medical and dental cover, sea sickness, cabin confinement, missed shore excursions, and failing to miss the cruise because of accidentally being at the wrong port to embark on the ship.

Refer to website for limits, sub-limits, exclusions, and conditions that may apply to the travel insurance benefits for cruising.

Depending on what areas you select with the cruise insurance option, Cover More insurance you can cover you for travel within Australia, and other international destinations if selected.

If you’re wanting to travel more than just a single trip, you can get cruise insurance for an annual multi-trip including any number of trips within a 12 month period up to a maximum duration.


 

GO Unlimited Cruise Insurance

Another fantastic option if you’re looking to cruise for your next holiday or special occasion is with a GO Insurance quote with cruise extension cover, provided by Travel Insurance Quotes an affiliated agent of Go Insurance. For all of your cruise insurance needs.

Travel insurance is crucial if you’re travelling and you experience unforeseen events that may happen on your cruise travel journey.

Travel insurance can cover you, if you miss boarding your ship due to cancelled or delayed flights. Go Insurance can cover medical costs if something unforeseen happens and you become injured or ill whilst on the ship. And if you miss a planned visit to shore due to weather conditions, you can receive reimbursement of a cash payment.

If a doctor on board medically quarantines you, you may receive a cash benefit for each day you spend confined to your cabin while on your cruise.

Refer to website for limits, sub-limits, exclusions, and conditions that may apply to the travel insurance benefits for cruising.

For a unique holiday experience book a cruise for your vacation, and make sure that you take insurance along with you.

Would you like a personalised quote instead? - Start Here

     
    Note: You must take reasonable care not to make a misrepresentation to us. This responsibility applies until we issue you with a policy for the first time or agree to renew, extend, vary/change, or reinstate your policy. You must answer our questions honestly, accurately and to the best of your knowledge.

     
    Please complete as much information as possible, all fields are required for us to issue a quote.  
    Thank You.

    Personal Details








    Cruise Travel - Trip Details





    Maximum Trip Length:


    From:

    To:

     
    or trip length days


    Region of travel:






    Number of Travellers




    Promo Code

    Single Trip: This policy provides continuous cover for one single trip. more...

    xYou can select a policy duration from 2 days up to 365 days and the cover provided will continue for the entire duration selected. If you decide to travel longer than originally planned you can apply to extend your policy beyond the original expiry date selected provided that no policy period (continuous period of cover) exceeds 365 days in total and that you request this extension prior to the date when the original policy period ends. Please read the Product Disclosure Statement for full details on the Period of Insurance and applicable terms and conditions.

    Annual Multi Trip: This policy is suitable for frequent travellers undertaking short duration trips in a year. more...

    xThis policy provides cover for an unlimited number of trips in a 12 month period subject to no one trip exceeding the maximum trip duration you select at the time of purchase. Please read the Product Disclosure Statement for full details on the Period of Insurance and applicable terms and conditions.

    One Way Trip: Cover is available for those travelling on a one-way basis (ie where you are not returning to the point of departure). more...

    xIf you are travelling on a one-way basis you will need to declare your final destination. In the event of repatriation being required, you will be repatriated to your final destination. Similarly, in the event of a claim, your final destination will be deemed to be your normal country of residence for the purpose of determining policy response. Please read the Policy Disclosure Statement for full details on "one-way travel" and applicable terms and conditions.

    Single Trip: Please select the date your trip will commence (ie departure date) and the date you will return home or arrive at your final destination. more...

    xIf while you are away you decide to stay longer, you can apply to extend your policy beyond the original expiry date. Any extension request is subject to assessment and must be requested prior to the date when the original policy will end. At no time can a Single Trip policy exceed 365 days in total.

    Annual Multi Trip: Whilst an Annual Multi Trip policy provides cover for any number of trips undertaken in a 12 month period, this is subject to no one trip exceeding the maximum trip duration you select. Please nominate the maximum period of any one trip for which you require insurance.

    Please select the date you wish your policy to start. Your policy will be valid for one year from this date. more...

    xPlease note that for cancellation cover to be effective you will need to nominate a date which coincides with the date you book a trip for which you require insurance cover and not the date your trip will commence (ie the departure date).

    Region of Travel: Please select the Region of Travel in which the country or countries you will visit are listed. You must select the Region of Travel which includes all countries you will visit during your trip / period of insurance. Click here for a full list of countries.
     
    If region is Australia:
    Please select the correct region of travel:
    Domestic travel within Australia and Norfolk Island - select Australia region
    Cruise in Australian territorial waters - select South Pacific region
    Christmas Islands - select Worldwide excluding...
    Cocos (Keeling) Islands - select Worldwide excluding...more...

    xYou have selected Australia - please check the following to ensure the correct region of travel:

    Domestic travel within Australia and Norfolk Island - select Australia region

    Cruise in Australian territorial waters - select South Pacific region

    Christmas Islands - select Worldwide excluding North America, Canada, Mexico and Antarctica

    Cocos (Keeling) Islands - select Worldwide excluding North America, Canada, Mexico and Antarctica

    Australian Antarctic Territory - select Worldwide

    Excess: An excess is your financial contribution towards a claim. Go Insurance policies carry a standard $200 excess for each incident that results in a valid claim. You can choose to increase or decrease your excess. Increasing your excess will reduce your policy premium.